18-Month CD at 4.70% APY w/ Add-On Deposits & One-Time No-Penalty Withdrawal — My Cash Weblog


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navyfed0Up to date April 2024. Navy Federal Credit score Union is the nation’s largest credit score union, with an extended historical past of serving lively army members. Extra not too long ago, they’ve expanded their discipline of membership to embody veterans and members of the family of veterans. NavyFed usually presents particular charges and/or options on their share certificates. Right here’s a latest instance:

  • Particular 18-month EasyStart Certificates at 4.70% APY. Open with as little as $50. No most steadiness. Make further deposits any time. You additionally get a single early withdrawal with no penalty.

I opened one with the $50 minimal as a result of I believed the optionality was neat. If charges drop drastically, I’ll have the flexibility so as to add limitless further funds at 4.70% APY. If charges rise drastically, I can withdraw it abruptly with no penalty. If nothing huge occurs (almost definitely state of affairs), I’ll solely have dedicated $50. I already produce other merchandise with NavyFed, so it didn’t require any further paperwork.

Final up to date: April 24, 2024

My Cash Weblog has partnered with CardRatings and will obtain a fee from card issuers. Some or all the card presents that seem on this website are from advertisers and will impression how and the place card merchandise seem on the location. MyMoneyBlog.com doesn’t embody all card corporations or all obtainable card presents. All opinions expressed are the writer’s alone, and has not been offered nor accepted by any of the businesses talked about.

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