75,000 Bonus Factors (Price $1,125 Towards Journey), $300 Annual Journey Credit score, Airport Lounge Entry — My Cash Weblog


The “ultra-premium” Chase Sapphire Reserve® is providing a gap incentive of 75,000 Final Rewards factors which might be redeemed for not less than $1,125 of journey if you redeem by way of Chase Journey(SM), however will also be utilized in many different methods which may carry much more worth. Proper now, there’s a limited-time provide with elevated bonus factors. Right here is the lengthy record of card perks:

  • 75,000 Bonus Final Rewards factors after you spend $4,000 on purchases within the first 3 months. Get 50% extra worth if you redeem your factors for journey by way of Chase Journey(SM). For instance, 75,000 factors are price $1,125 of airfare, resorts, and different journey by way of Chase Journey(SM).
  • $300 Annual Journey Credit score . Yearly, the cardboard will mechanically rebate you again as much as $300 in journey purchases similar to airfare and lodge nights charged in your card.
  • 5X complete factors on flights and 10x complete factors on resorts and automobile leases if you buy journey by way of Chase Journey(SM) instantly after the primary $300 is spent on journey purchases yearly.
  • 3X factors per $1 spent on journey & eating worldwide. The 3X factors on journey kick in instantly after incomes your $300 journey credit score. 1 level per $1 spent on all different purchases.
  • As much as $100 assertion credit score in direction of World Entry, NEXUS, or TSA PreCheck® each 4 years.
  • Airport lounge entry by way of Precedence Go Choose membership. Entry to 1,300+ airport lounges worldwide after a simple, one-time enrollment in Precedence Go™ Choose.
  • New: Entry to Chase Sapphire Lounges, that are new airport lounges beginning at New York’s LaGuardia Airport (LGA), Boston Logan Worldwide Airport (BOS), and Hong Kong Worldwide Airport (HKG).
  • 1:1 level switch to main airline and lodge loyalty packages.
  • Complimentary DashPass + $5 month-to-month DoorDash Credit from DoorDash by way of 12/31/2024. 12 months of complimentary DashPass + Get $5 in DoorDash credit every calendar month whereas enrolled in DashPass by way of 12/31/2024. Activate by 12/31/2024.
  • Complimentary Instacart+ Membership.: 12 months of complimentary Instacart+ membership, when the membership is activated between 6/15/2022 and seven/31/2024.
  • NEW: 2 free years of Lyft Pink All Entry and a third yr at 50% off if you activate by Dec 31, 2024 (a price of $199/yr). Membership auto-renews. Particulars right here. Advantages right here.
  • Annual charge is $550; $75 for every extra approved consumer.

Notice the next provide language:

The product just isn’t obtainable to both (i) present cardmembers of any Sapphire bank card, or (ii) earlier cardmembers of any Sapphire bank card who obtained a brand new cardmember bonus inside the final 48 months. In case you are an current Sapphire buyer and would really like this product, please name the quantity on the again of your card to see in case you are eligible for a product change. You’ll not obtain the brand new cardmember bonus when you change merchandise.

Final Rewards factors. The Chase Sapphire Reserve card affords a particular 50% bonus on journey redemptions made by way of the Chase Journey(SM) web site. Examine that with the 25% bonus on the Chase Sapphire Most well-liked. 60,000 Final Rewards = $900 in journey. Much like Expedia or Travelocity, you may ebook flights on most main airways and lodge chains. This makes it way more versatile to spend your factors. You possibly can even purchase one thing dearer than what you may afford with solely factors and pay the distinction in money.

When you have different Chase playing cards that earn Final Rewards factors just like the Freedom, Freedom Limitless, Ink Enterprise Money or Ink Enterprise Limitless, you may switch factors into this card account and reap the benefits of the this increased premium. In different phrases, your current Final Rewards factors stability may very well be elevated in worth by getting this card.

Probably even higher worth by way of airline and/or lodge factors. This card additionally permits you to switch Final Rewards factors into lodge and/or airline miles. Switch to United Airways, British Airways, Air Canada (new), Singapore Airways, Korean Air, Southwest, Hyatt Accommodations, IHG Accommodations, and Marriott Accommodations at a ratio of 1 Final Rewards level = 1 mile/lodge level. Miles redemption proceed to supply nice worth for savvy vacationers, particularly for last-minute journey and enterprise class seats.

Personally, my most well-liked redemption technique is Hyatt factors, the place I can constantly recover from 2 cents per factors of worth for my lodge bookings. Just lately, I’ve additionally been utilizing my Final Rewards factors on the brand new Air Canada possibility.

Money redemptions are a easy and straightforward possibility, however the conversion is a straight 100 factors = $1.

Sharing factors. Final Rewards factors are immediately transferable to different accounts like members of the family, so long as they’ve their very own Chase card with Final Rewards as a licensed consumer (free with Chase Freedom). This fashion, you may pool factors collectively for transfers and redemptions when you like.

Further card advantages:

  • Devoted customer support line with a stay person who solutions the telephone 24/7. No ready or sophisticated telephone timber.
  • No overseas transaction charges.
  • Major automobile rental collision injury waiver insurance coverage. Decline the rental firm’s collision insurance coverage and cost the whole rental value to your card. Protection is major and offers reimbursement as much as $75,000 for theft and collision injury for many rental vehicles within the U.S. and overseas. Most different playing cards solely provide secondary protection that kicks in solely after the deductible of your particular person insurance coverage coverage is used.
  • Journey Cancellation/Journey Interruption Insurance coverage. In case your journey is canceled or lower quick by illness, extreme climate and different coated conditions, you might be reimbursed as much as $10,000 per particular person and $20,000 per journey on your pre-paid, non-refundable journey bills, together with passenger fares, excursions, and resorts.
  • Journey Delay Reimbursement. In case your frequent service journey is delayed greater than 6 hours or requires an in a single day keep, you and your loved ones are coated for unreimbursed bills, similar to meals and lodging, as much as $500 per ticket
  • Take pleasure in particular automobile rental privileges from Nationwide Automobile Rental, Avis, and Silvercar if you ebook along with your card.

Notice that Chase has an unofficial rule that they’ll mechanically deny approval on new bank cards when you’ve got 5 or extra new bank cards from any issuer in your credit score report inside the previous 2 years (aka the 5/24 rule). This rule is designed to discourage people that apply for top numbers of sign-up bonuses. This rule applies on a per-person foundation, so in our family one applies to Chase whereas the opposite applies at different card issuers.

As for the $300 annual journey credit score, “yearly” means the yr starting along with your account open date by way of the primary December assertion date of that very same yr, and every 12 billing cycles beginning after your December assertion date by way of the next December assertion date. So it’s not precisely by calendar yr, however roughly shut and you may seemingly get this twice below the primary yr’s annual charge. If you log into the Chase web site, there’s a useful tracker that tells you ways a lot of your $300 annual credit score has been reimbursed, and the way a lot is remaining.

Backside line. The Chase Sapphire Reserve® Card has a 75,000 Final Rewards factors sign-up bonus, 50% enhance to all of your journey credit score redemptions of Final Rewards factors, $300 annual journey credit score, 3X factors on Eating/Journey (extra when you use Chase Journey(SM) to ebook), Precedence Go Choose airport lounge membership, as much as $100 World Entry software credit score, DoorDash perks, Lyft perks, and extra… in trade for a $550 annual charge. You must examine in opposition to that of the Chase Sapphire Most well-liked card, which has much less perks but in addition a decrease annual charge.

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