Is the Hilton Aspire Amex card well worth the annual payment?

Regardless of its hefty $550 annual payment (see charges and charges), the charges and charges are effectively value it due to its providing of Hilton Honors elite standing, assertion credit and spectacular incomes charges.

Probably the most precious good thing about the Hilton Aspire Amex is its providing of Hilton Honors Diamond standing, which earns bonus factors on resort stays, free breakfast, room upgrades, and government lounge entry.

At present, we’ll dive into the specifics of the Hilton Aspire Amex and what makes it value paying the annual payment.

The knowledge for the Hilton Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Spectacular welcome supply

At present, the Hilton Aspire Amex is providing 180,000 Hilton Honors bonus factors after you spend $6,000 in buying throughout the first six months of card membership. The supply ends Jan. 17.


The present welcome supply is the highest we’ve got seen and a very good time to use for the cardboard. TPG values Hilton Honors factors at 0.6 cents every, and the welcome supply is value $1,080.

Associated: Selecting the perfect Hilton bank card, automobile leases booked with particular automobile rental corporations, and purchases at U.S. eating places (together with takeout and supply). All different purchases earn 3 factors per greenback spent.

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As a card meant for Hilton loyalists, it provides an awesome incomes price when staying at Hilton properties. Nevertheless, the cardboard falls quick for on a regular basis purchases, netting only a 1.8% return — a conventional money again card will get you higher worth on on a regular basis purchases.

Hilton Amex Aspire is value it’s elite standing. Cardmembers obtain complimentary Diamond standing with Hilton, which TPG values at almost $3,000.


Diamond elite standing provides 100% bonus factors on all Hilton stays, so an additional 10 factors per greenback, a exceptional return on a profit offered to cardholders. Diamond elite members additionally obtain complimentary upgrades on rooms, together with suites, based mostly on availability, together with breakfast or a meals and beverage credit score. Cardmembers additionally take pleasure in government lounge entry at relevant properties.

Based mostly on the great advantages of Hilton Diamond elite standing, the $550 annual payment (see charges and charges) could also be value paying for advantages that’ll elevate your resort keep expertise.

Associated: Tips on how to maximize the Hilton Amex Aspire

eligible Hilton resorts. This credit score is cut up into two $200 assertion credit, January to June and July to December. The assertion credit score might be utilized towards eating, actions, spa therapies and, even higher, room charges and taxes.


Cardmembers additionally obtain as much as $200 in annual airline buy assertion credit, cut up into $50 every calendar quarter, for airfare bought instantly from an airline or via

Moreover, cardmembers obtain as much as $100 Hilton property credit score when reserving at the very least a two-night paid keep at Waldorf Astoria or Conrad properties via (or over the telephone and quote reserving code ZZAAP1).

Together with journey credit, the Aspire additionally offers an announcement credit score of as much as $189 a yr towards a Clear Plus membership. Clear is an expedited safety program accessible at greater than 50 U.S. airports, stadiums and huge venues. If TSA PreCheck strains are lengthy or closed, Clear members can use devoted safety lanes with their kiosks to clear airport safety.

Associated: 7 causes to get the Hilton Amex Aspire

Hilton Amex Aspire cardmembers can obtain as much as three free night time awards annually.

The first free night time reward is given after opening an account and on the cardmember anniversary annually, with the flexibility to earn a second-night and third-night reward when spending $30,000 and $60,000 on the cardboard in a calendar yr, respectively.

Senior bank cards editor Matt Moffitt makes use of his free night time rewards to remain at luxurious properties when he visits New York Metropolis, a market with historically very excessive money costs.


The Aspire offers complimentary Nationwide Automobile Rental Emerald Membership Government standing after enrollment within the Emerald Membership program (phrases apply) and journey protections, together with journey delay reimbursement*, journey cancellation, and interruption insurance coverage*.

Cardmembers additionally obtain cellphone safety for a most of $800 per declare in reimbursement for the restore or theft of a tool when the wi-fi invoice for the precise cellphone line is paid utilizing the Aspire card. There is a restrict of two permitted claims each 12 months, with a $50 deductible every time.

Enrollment is required for choose advantages.

*Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.

Hilton Honors American Specific Surpass® Card or a normal journey rewards bank card just like the Chase Sapphire Most popular could be a greater match.

To be taught extra, learn our full card evaluation of the Hilton Amex Aspire.

For charges and charges and charges of the Hilton Amex Aspire, click on right here.

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